{"id":61133,"date":"2024-06-19T12:50:28","date_gmt":"2024-06-19T10:50:28","guid":{"rendered":"https:\/\/www.fondapi.it\/costs\/tax-and-tax-savings-calculator\/"},"modified":"2025-11-12T08:43:59","modified_gmt":"2025-11-12T07:43:59","slug":"tax-and-tax-savings-calculator","status":"publish","type":"page","link":"https:\/\/www.fondapi.it\/en\/how-it-works\/costs\/tax-and-tax-savings-calculator\/","title":{"rendered":"Tax and Tax Savings Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"61133\" class=\"elementor elementor-61133 elementor-55830\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-653d948 e-flex e-con-boxed e-con e-parent\" data-id=\"653d948\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dc41a10 e-flex e-con-boxed e-con e-child\" data-id=\"dc41a10\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58908fc elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"58908fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.fondapi.it\/en\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Home\">Home<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30db121 elementor-widget elementor-widget-html\" data-id=\"30db121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>document.addEventListener(\"DOMContentLoaded\", function() {\n  var observer = new MutationObserver(function(mutations) {\n    mutations.forEach(function(mutation) {\n      var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n      if (link) {\n        link.addEventListener(\"click\", function(event) {\n          event.preventDefault();\n        });\n      }\n    });\n  });\n\n  observer.observe(document.body, { childList: true, subtree: true });\n\n  var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n  if (link) {\n    link.addEventListener(\"click\", function(event) {\n      event.preventDefault();\n    });\n  }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-256d4b4 e-flex e-con-boxed e-con e-child\" data-id=\"256d4b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9257370 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"9257370\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">HOW IT WORKS<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa4006a e-flex e-con-boxed e-con e-parent\" data-id=\"fa4006a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-893b52a e-con-full e-flex e-con e-child\" data-id=\"893b52a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f26bc70 elementor-widget elementor-widget-heading\" data-id=\"f26bc70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Enter the required information<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5dafc elementor-widget elementor-widget-html\" data-id=\"6a5dafc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"calculatorContainer\">\n<form id=\"taxCalculator\">\n  <label for=\"income\">Annual Gross Income:<\/label>\n<input type=\"number\" id=\"income\" name=\"income\" placeholder=\"25000\" min=\"8500\" required=\"\">\n<label for=\"contribution\">Contribution to the Fund (max \u20ac5,164):<\/label>\n<input type=\"number\" id=\"contribution\" name=\"contribution\" max=\"5164\" value=\"0\" placeholder=\"0\" required=\"\">\n<button type=\"submit\">Calculate<\/button>\n<\/form>\n<div id=\"results\">\n  <p id=\"result5\"><\/p>\n  <p id=\"result4\"><\/p>\n  <p id=\"result6\"><\/p>\n  <progress id=\"progressBar\" value=\"0\" max=\"100\"><\/progress>\n  <div id=\"disclaimer\">\n  <p><strong>PLEASE NOTE:<\/strong><\/p>\n  <p>In the <strong>\"If I contribute to Fondapi\"<\/strong> field, do NOT include the TFR (severance pay).<\/p>\n  <p><strong>For tax deductibility purposes<\/strong>, ONLY the following are countable:<\/p>\n  <ul>\n    <li>- the monthly employee contribution<\/li>\n    <li>- the additional company contribution<\/li>\n    <li>- any one-time contributions that the member pays into their position<\/li>\n    <li>- additional contributions for fiscally dependent children enrolled in the fund<\/li>\n  <\/ul>\n  <p>The simulator represents <strong>only an estimate<\/strong> and does NOT take into account, for simplicity of calculation, regional and municipal surcharges and employee tax deductions.<\/p>\n<\/div>\n<\/div>\n\n\n\n<script>\ndocument.getElementById('taxCalculator').addEventListener('submit', function(event) {\n  event.preventDefault();\n\n  const income = parseFloat(document.getElementById('income').value.replace(\/\\.\/g, '').replace(',', '.'));\n  const contribution = parseFloat(document.getElementById('contribution').value.replace(\/\\.\/g, '').replace(',', '.'));\n\n  const taxableIncome = income - contribution;\n  const threshold1 = 28000;\n  const threshold2 = 50000;\n  const taxRate1 = 0.23;\n  const taxRate2 = 0.35;\n  const taxRate3 = 0.43;\n\n  let irpefWithoutContribution = 0;\n\n  if (income <= threshold1) {\n    irpefWithoutContribution = income * taxRate1;\n  } else if (income <= threshold2) {\n    irpefWithoutContribution = (income - threshold1) * taxRate2 + (threshold1 * taxRate1);\n  } else {\n    irpefWithoutContribution = (income - threshold2) * taxRate3 + (threshold1 * taxRate1) + ((threshold2 - threshold1) * taxRate2);\n  }\n\n  let irpefWithContribution = 0;\n\n  if (taxableIncome <= threshold1) {\n    irpefWithContribution = taxableIncome * taxRate1;\n  } else if (taxableIncome <= threshold2) {\n    irpefWithContribution = (taxableIncome - threshold1) * taxRate2 + (threshold1 * taxRate1);\n  } else {\n    irpefWithContribution = (taxableIncome - threshold2) * taxRate3 + (threshold1 * taxRate1) + ((threshold2 - threshold1) * taxRate2);\n  }\n\n  const taxSaving = irpefWithoutContribution - irpefWithContribution;\n  const savingPercentage = (taxSaving \/ irpefWithoutContribution) * 100;\n\n  \/\/ Calcola la percentuale di riempimento della progress bar\n  const progressBarValue = (contribution \/ 5164) * 100;\n\n  document.getElementById('result5').innerText = `IRPEF da pagare senza versamento: ${irpefWithoutContribution.toLocaleString('it-IT', {minimumFractionDigits: 2, maximumFractionDigits: 2})}\u20ac`;\n  document.getElementById('result4').innerText = `IRPEF da pagare con versamento di ${contribution.toLocaleString('it-IT', {minimumFractionDigits: 2, maximumFractionDigits: 2})}\u20ac: ${irpefWithContribution.toLocaleString('it-IT', {minimumFractionDigits: 2, maximumFractionDigits: 2})}\u20ac`;\n  document.getElementById('result6').innerText = `Il tuo risparmio fiscale grazie alla deducibilit\u00e0: ${taxSaving.toLocaleString('it-IT', {minimumFractionDigits: 2, maximumFractionDigits: 2})}\u20ac`;\n  document.getElementById('progressBar').value = progressBarValue;\n\n  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For tax deductibility purposes, ONLY the following are countable: &#8211; the monthly employee contribution &#8211; the additional company contribution &#8211; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":61028,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-61133","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tax and Tax Savings Calculator - Fondapi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fondapi.it\/en\/how-it-works\/costs\/tax-and-tax-savings-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tax and Tax Savings Calculator - Fondapi\" \/>\n<meta property=\"og:description\" content=\"Home HOW IT WORKS Enter the required information Annual Gross Income: Contribution to the Fund (max \u20ac5,164): Calculate PLEASE NOTE: In the &#8220;If I contribute to Fondapi&#8221; field, do NOT include the TFR (severance pay). 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