{"id":61172,"date":"2024-06-19T14:42:58","date_gmt":"2024-06-19T12:42:58","guid":{"rendered":"https:\/\/www.fondapi.it\/benefits-for-companies\/"},"modified":"2025-11-12T08:49:13","modified_gmt":"2025-11-12T07:49:13","slug":"benefits-for-companies","status":"publish","type":"page","link":"https:\/\/www.fondapi.it\/en\/how-it-works\/benefits-for-companies\/","title":{"rendered":"Benefits for Companies"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"61172\" class=\"elementor elementor-61172 elementor-55874\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50a207b1 e-flex e-con-boxed e-con e-parent\" data-id=\"50a207b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-650947b9 e-flex e-con-boxed e-con e-child\" data-id=\"650947b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7140745e elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"7140745e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.fondapi.it\/en\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Home\">Home<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f3e39e3 elementor-widget elementor-widget-html\" data-id=\"5f3e39e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>document.addEventListener(\"DOMContentLoaded\", function() {\n  var observer = new MutationObserver(function(mutations) {\n    mutations.forEach(function(mutation) {\n      var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n      if (link) {\n        link.addEventListener(\"click\", function(event) {\n          event.preventDefault();\n        });\n      }\n    });\n  });\n\n  observer.observe(document.body, { childList: true, subtree: true });\n\n  var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n  if (link) {\n    link.addEventListener(\"click\", function(event) {\n      event.preventDefault();\n    });\n  }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74b90932 e-flex e-con-boxed e-con e-child\" data-id=\"74b90932\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b838b8b elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"1b838b8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">How it works<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c4fe14d e-flex e-con-boxed e-con e-parent\" data-id=\"5c4fe14d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-158d1054 e-con-full e-flex e-con e-child\" data-id=\"158d1054\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b868ef4 elementor-widget elementor-widget-text-editor\" data-id=\"6b868ef4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is a common belief that a pension fund is a contractual benefit tool that only concerns workers. However, the reality is different, especially when looking at the service offered by Fondapi to participating Companies; specifically: <\/p><ul><li aria-level=\"1\"><b>Fondapi communicates directly with Companies<\/b>: in recent years, the best service quality is ensured by <b>Fondapi&#8217;s internal staff who communicate with companies<\/b> on one side, and by a <b>qualified call center that<\/b> resolves doubts and questions posed directly by enrolled and non-enrolled workers.<\/li><li aria-level=\"1\">Fondapi has a <b>fully digitized data and document archive<\/b> that allows immediate access to events and documents upon receipt of the case.<\/li><li aria-level=\"1\"><b>Organizational advantage<\/b>: Fondapi acts as a <b>single<\/b> <b>qualified<\/b> point of contact, ready to respond to all workers&#8217; needs; and with Fondapi, you have access to over 15 years of experience in the sector.<\/li><li aria-level=\"1\"><b>A tested flow submission system<\/b>: the <b>flow submission<\/b> system is simple and fast. The company enters the system using access codes, fills out the electronic form, and submits it; on subsequent system logins, any anomalies or missing notifications are immediately highlighted, showing corrections to be made, if any. <\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b4717d e-con-full e-flex e-con e-child\" data-id=\"9b4717d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d88e57e elementor-widget elementor-widget-image\" data-id=\"7d88e57e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1333\" height=\"2000\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/vantaggi-aziende.webp\" class=\"attachment-full size-full wp-image-61173\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/vantaggi-aziende.webp 1333w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/vantaggi-aziende-200x300.webp 200w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/vantaggi-aziende-682x1024.webp 682w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/vantaggi-aziende-768x1152.webp 768w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/vantaggi-aziende-1024x1536.webp 1024w\" sizes=\"(max-width: 1333px) 100vw, 1333px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c59d148 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"c59d148\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4c7114 e-flex e-con-boxed e-con e-parent\" data-id=\"a4c7114\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-98d4c90 e-con-full e-flex e-con e-child\" data-id=\"98d4c90\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-945a077 elementor-widget elementor-widget-text-editor\" data-id=\"945a077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\"><b>The Company optimizes prospective cash flow management:<\/b> if it has fewer than 50 employees, the company doesn&#8217;t risk having to suddenly pay out workers&#8217; benefits with unplanned disbursements.<\/li><li aria-level=\"1\"><b>Fondapi is a contractual tool<\/b>: in all Fund governing bodies (Board of Directors and Assembly) there are entrepreneurs representing companies who protect their interests.<\/li><li aria-level=\"1\"><b>Administrative simplification<\/b>: the company no longer needs to set aside severance pay, calculate annual revaluation, calculate and pay annual substitute tax on revaluation, pay advances and severance pay balances calculating due taxes, complete the unified certification (CU) in case of disbursement, and assist former employees when the agency recalculates severance pay after 4 years.<\/li><li aria-level=\"1\"><b>The Company can use it as a loyalty and reward tool for workers<\/b>: pension provision is an important value, and promoting it in the company brings workers closer and reassures entrepreneurs as it helps make retirement years less difficult. Furthermore, entrepreneurs who want to reward merit in the company can increase pension contributions for deserving workers; rewarding workers this way only requires the company to pay an additional 10% solidarity contribution: a much less expensive way of rewarding than a salary increase, which necessarily includes much more burdensome legal social security and welfare charges. <\/li><li aria-level=\"1\"><b>Elimination of INPS Guarantee Fund contribution<\/b>: with workers&#8217; enrollment in the pension scheme, labor costs are reduced by approximately 0.20% (the effect is proportional to severance pay); with the reduction in labor costs, the estimated potential savings is about 0.28% per year.<\/li><li aria-level=\"1\"><b>The company contribution is a cost but,<\/b> as mentioned, <b>you pay a 10% solidarity contribution to INPS<\/b>, not the 23.81% social security contribution that would otherwise apply, and you don&#8217;t pay the 7.41% severance pay provision. As a cost, it reduces taxable profit, and the company&#8217;s 1% contribution has an effective cost of less than 0.80% for the company. <\/li><li aria-level=\"1\"><b>Business income deductibility<\/b>: the <b>amount equal to 4% of the severance pay<\/b> allocated each year to supplementary pension schemes and to the Fund for the payment of severance pay to private sector employees as per Article 2120 of the Civil Code is <b>deductible from business income<\/b>. For <b>companies with fewer than 50 employees<\/b>, the <b>deductible amount is 6%<\/b>. <\/li><li aria-level=\"1\"><b>Reduction of improper charges:<\/b> with the reduction in labor costs, the <b>estimated potential savings is about 0.28% per year<\/b>.<\/li><li aria-level=\"1\"><b>2017 Stability Law:<\/b> extends the scope of <b>productivity bonus benefits<\/b> recognized to workers and paid to the Pension Fund up to a maximum of 4,000 euros.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-182001d e-flex e-con-boxed e-con e-parent\" data-id=\"182001d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9650ca3 elementor-widget elementor-widget-html\" data-id=\"9650ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"text\/javascript\" src=\"\/\/widget.trustpilot.com\/bootstrap\/v5\/tp.widget.bootstrap.min.js\" async=\"\"><\/script>\n<div class=\"trustpilot-widget\" data-locale=\"it-IT\" data-template-id=\"54ad5defc6454f065c28af8b\" data-businessunit-id=\"636d0a1b79e3f339e1d60a3b\" data-style-height=\"240px\" data-style-width=\"100%\" data-theme=\"light\" data-stars=\"1,2,3,4,5\" data-review-languages=\"it\" data-font-family=\"Lato\" data-text-color=\"#000000\">\n  <a href=\"https:\/\/it.trustpilot.com\/review\/fondapi.it\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d178d0 e-flex e-con-boxed e-con e-parent\" data-id=\"9d178d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3984b19 elementor-widget elementor-widget-text-editor\" data-id=\"3984b19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Promotional message regarding supplementary pension forms \u2013 before joining, please read Part I &#8216;Key Information for Members&#8217; and the Appendix &#8216;Sustainability Information&#8217; of the Information Note.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home How it works It is a common belief that a pension fund is a contractual benefit tool that only concerns workers. However, the reality is different, especially when looking at the service offered by Fondapi to participating Companies; specifically: Fondapi communicates directly with Companies: in recent years, the best service quality is ensured by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":61238,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-61172","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Benefits for Companies - Fondapi<\/title>\n<meta name=\"description\" content=\"Employees are not the only ones who benefit from joining a pension fund. 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