{"id":60726,"date":"2024-09-10T17:07:40","date_gmt":"2024-09-10T15:07:40","guid":{"rendered":"https:\/\/www.fondapi.it\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/"},"modified":"2025-11-12T08:49:21","modified_gmt":"2025-11-12T07:49:21","slug":"contribucion-voluntaria-una-tantum-al-fondo-de-pensiones","status":"publish","type":"page","link":"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/","title":{"rendered":"Contribuci\u00f3n voluntaria \u00abuna tantum\u00bb al Fondo de pensiones"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"60726\" class=\"elementor elementor-60726 elementor-57405\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20d8de21 e-flex e-con-boxed e-con e-parent\" data-id=\"20d8de21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-65a652b5 e-flex e-con-boxed e-con e-child\" data-id=\"65a652b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47087ccf elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"47087ccf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.fondapi.it\/es\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Inicio\">Inicio<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d26a704 elementor-widget elementor-widget-html\" data-id=\"6d26a704\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>document.addEventListener(\"DOMContentLoaded\", function() {\n  var observer = new MutationObserver(function(mutations) {\n    mutations.forEach(function(mutation) {\n      var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n      if (link) {\n        link.addEventListener(\"click\", function(event) {\n          event.preventDefault();\n        });\n      }\n    });\n  });\n\n  observer.observe(document.body, { childList: true, subtree: true });\n\n  var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n  if (link) {\n    link.addEventListener(\"click\", function(event) {\n      event.preventDefault();\n    });\n  }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3636c9be e-flex e-con-boxed e-con e-child\" data-id=\"3636c9be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d048caf elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"7d048caf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">C\u00d3MO FUNCIONA<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-730adcc9 e-flex e-con-boxed e-con e-parent\" data-id=\"730adcc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-22026fc6 e-con-full e-flex e-con e-child\" data-id=\"22026fc6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86f2d61 elementor-widget elementor-widget-heading\" data-id=\"86f2d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Qu\u00e9 es la contribuci\u00f3n voluntaria al Fondo de pensiones\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c87e81d elementor-widget elementor-widget-text-editor\" data-id=\"5c87e81d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los adheridos a Fondapi y, en general, al sistema de previsi\u00f3n complementaria, pueden aumentar su capital en el fondo de diversas maneras. Adem\u00e1s del TFR y la contribuci\u00f3n del empleador, pueden realizar aportaciones voluntarias una tantum mediante una transferencia bancaria, que el fondo acoger\u00e1, acreditar\u00e1 en su posici\u00f3n e invertir\u00e1 en el compartimento elegido por el adherido. <\/p><p>La <strong>contribuci\u00f3n voluntaria <em>una tantum<\/em> <\/strong>al fondo de pensiones es <strong>la posibilidad<\/strong> de <strong>aportar <\/strong>unas <strong>sumas adicionales destinadas a Fondapi y al propio ahorro personal<\/strong>, adem\u00e1s del TFR, las contribuciones individuales mensuales y la eventual contribuci\u00f3n adicional del empleador.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d1f7c5 elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"5d1f7c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/funds.previnet.it\/w-horizon-fondapi\/login.html#\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Aporte ahora!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42211eaa e-con-full e-flex e-con e-child\" data-id=\"42211eaa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31281f04 elementor-widget elementor-widget-image\" data-id=\"31281f04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1400\" height=\"1400\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\" class=\"attachment-full size-full wp-image-60730\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp 1400w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-300x300.webp 300w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-1024x1024.webp 1024w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-150x150.webp 150w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-768x768.webp 768w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-987b28c e-flex e-con-boxed e-con e-parent\" data-id=\"987b28c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e5b50c e-con-full e-flex e-con e-child\" data-id=\"3e5b50c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-bb554f0 e-con-full e-flex e-con e-child\" data-id=\"bb554f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e7bfe8 elementor-widget elementor-widget-heading\" data-id=\"1e7bfe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Por qu\u00e9 realizar aportaciones adicionales: las ventajas<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c8182a e-con-full e-flex e-con e-child\" data-id=\"0c8182a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-60d5036 e-con-full e-flex e-con e-child\" data-id=\"60d5036\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-3f7d6ee e-flex e-con-boxed e-con e-child\" data-id=\"3f7d6ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af619b5 elementor-widget elementor-widget-heading\" data-id=\"af619b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Aumentar el propio montante previsional<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbd1bd1 elementor-widget elementor-widget-text-editor\" data-id=\"dbd1bd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Utilizar los propios ahorros l\u00edquidos para la inversi\u00f3n previsional. \u00a1Una forma alternativa, sencilla y muy eficiente de inversi\u00f3n para los peque\u00f1os ahorradores! <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99295df elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"99295df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fondapi.it\/es\/inversion\/compartimentos-y-rendimientos\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Vea los rendimientos!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c730554 e-con-full e-flex e-con e-child\" data-id=\"c730554\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-7b8cf54 e-flex e-con-boxed e-con e-child\" data-id=\"7b8cf54\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8e3bba elementor-widget elementor-widget-heading\" data-id=\"f8e3bba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Beneficiarse de la deducci\u00f3n fiscal<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c0865 elementor-widget elementor-widget-text-editor\" data-id=\"c7c0865\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las aportaciones adicionales permiten reducir la propia renta imponible y maximizar el ahorro fiscal. \u00a1Cada ciudadano italiano puede deducir hasta 5.164,57\u20ac cada a\u00f1o! <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-607331e elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"607331e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fondapi.it\/es\/como-funciona\/beneficios-fiscales\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Estime el ahorro!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-258e5e67 e-flex e-con-boxed e-con e-parent\" data-id=\"258e5e67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2ae43f51 e-con-full e-flex e-con e-child\" data-id=\"2ae43f51\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36de7efd elementor-widget elementor-widget-image\" data-id=\"36de7efd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1331\" height=\"2000\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore.webp\" class=\"attachment-full size-full wp-image-60731\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore.webp 1331w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-200x300.webp 200w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-681x1024.webp 681w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-768x1154.webp 768w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-1022x1536.webp 1022w\" sizes=\"(max-width: 1331px) 100vw, 1331px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a8f7265 e-con-full e-flex e-con e-child\" data-id=\"a8f7265\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53a8a93b elementor-widget elementor-widget-heading\" data-id=\"53a8a93b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Deducibilidad de las contribuciones adicionales: un an\u00e1lisis en profundidad<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52ee0406 elementor-widget elementor-widget-text-editor\" data-id=\"52ee0406\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Todas las aportaciones individuales, excepto el TFR, son deducibles de la renta del trabajador.<\/p><p><strong><a href=\"https:\/\/www.covip.it\/per-il-cittadino\/educazione-previdenziale\/faq\/trattamento-fiscale#:~:text=Durante%20la%20fase%20di%20accumulo%20%C3%A8%20possibile%20dedurre%20dal%20reddito,deduzione%20la%20quota%20del%20TFR.\" target=\"_blank\" rel=\"noreferrer noopener\">El importe m\u00e1ximo deducible cada a\u00f1o es de 5.164,57 euros<\/a><\/strong> y permite reducir la renta sobre la cual el ciudadano paga los impuestos (IRPEF).<\/p><p><br><strong><u>Atenci\u00f3n<\/u><\/strong>: no es que estas contribuciones no vayan a ser nunca m\u00e1s gravadas.<br>Simplemente ser\u00e1n gravadas en el momento de la prestaci\u00f3n con un <strong>tipo sustitutivo<\/strong> de m\u00e1ximo el 23% (para rescates y anticipos) y entre el 15% y el 9% (para prestaciones pension\u00edsticas, anticipos sanitarios y algunas tipolog\u00edas de rescate)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5023d9 e-con-full e-flex e-con e-child\" data-id=\"b5023d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-14b740c e-flex e-con-boxed e-con e-child\" data-id=\"14b740c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-defe8af elementor-widget elementor-widget-heading\" data-id=\"defe8af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ejemplo<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c070ba1 elementor-widget elementor-widget-text-editor\" data-id=\"c070ba1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Si en 2023 han aportado contribuciones por 6.164,57 euros deben comunicar al Fondo que 1.000 euros son contribuciones no deducibles (6.164,57 \u2013 5.164,57 = 1.000).<\/em><br><em>De esta manera, sobre los 5.164 pagar\u00e1n solo la tributaci\u00f3n sustitutiva cuando soliciten una prestaci\u00f3n al Fondo (vista en el p\u00e1rrafo anterior).<\/em><br><br><em>Sobre los 1.000 restantes, en cambio, pagar\u00e1n la tributaci\u00f3n progresiva IRPEF normal, pero \u2013 <\/em><strong>y aqu\u00ed est\u00e1 por qu\u00e9 hay que comunicar los excesos<\/strong><em> \u2013 en fase de prestaci\u00f3n sobre ellos no se aplicar\u00e1 ning\u00fan impuesto.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f601961 e-flex e-con-boxed e-con e-parent\" data-id=\"5f601961\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-131a869f e-con-full e-flex e-con e-child\" data-id=\"131a869f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2816b5 elementor-widget elementor-widget-text-editor\" data-id=\"d2816b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Por tanto, quien en el a\u00f1o ha aportado menos de 5.164,57 euros puede usar la contribuci\u00f3n voluntaria para aprovechar todo el beneficio fiscal.<\/p><p>Es importante recordar que, <strong>si se supera dicho umbral de deducibilidad<\/strong>, es necesario comunicar al Fondo la diferencia en exceso. Esto para no incurrir en una doble tributaci\u00f3n cuando Fondapi liquide la posici\u00f3n del adherido. <\/p><p id=\"guida-ctrb\">En caso de poseer otras formas pension\u00edsticas complementarias, eventuales aportaciones sobre ellas concurren al alcance del techo m\u00e1ximo deducible.<\/p><p><strong><a href=\"https:\/\/funds.previnet.it\/w-horizon-fondapi\/login.html#\/\">Eventuales contribuciones en exceso pueden ser declaradas directamente desde el \u00c1rea reservada personal<\/a><\/strong>. <a href=\"https:\/\/www.fondapi.it\/dichiarare-i-contributi-non-dedotti\">\u00a1Haga clic aqu\u00ed para ver c\u00f3mo!<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2490f3fb elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"2490f3fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-408cf7b e-flex e-con-boxed e-con e-parent\" data-id=\"408cf7b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b8ae5c6 e-con-full e-flex e-con e-child\" data-id=\"b8ae5c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-caa24d6 e-con-full e-flex e-con e-child\" data-id=\"caa24d6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-63780f7 e-con-full e-flex e-con e-child\" data-id=\"63780f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b63469 elementor-widget elementor-widget-heading\" data-id=\"2b63469\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">C\u00f3mo aportar una contribuci\u00f3n voluntaria \"una tantum\"<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b20b62f e-con-full e-flex e-con e-child\" data-id=\"b20b62f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-468ce3e e-con-full e-flex e-con e-child\" data-id=\"468ce3e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-0bac029 e-flex e-con-boxed e-con e-child\" data-id=\"0bac029\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-caef0d6 elementor-widget elementor-widget-heading\" data-id=\"caef0d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">1. Acceder a la propia \u00c1REA RESERVADA\n\n\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea30dc elementor-widget elementor-widget-image\" data-id=\"6ea30dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"599\" height=\"429\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-150948.png\" class=\"attachment-large size-large wp-image-60727\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-150948.png 599w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-150948-300x215.png 300w\" sizes=\"(max-width: 599px) 100vw, 599px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4c6bd4 e-con-full e-flex e-con e-child\" data-id=\"a4c6bd4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-1e5956f e-flex e-con-boxed e-con e-child\" data-id=\"1e5956f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e3c75e elementor-widget elementor-widget-heading\" data-id=\"0e3c75e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">2. En la barra superior hacer clic en \"CONTRIBUCI\u00d3N\"\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01b7980 elementor-widget elementor-widget-image\" data-id=\"01b7980\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"410\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia.png\" class=\"attachment-large size-large wp-image-60728\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia.png 866w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia-300x154.png 300w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia-768x394.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2910bd e-con-full e-flex e-con e-child\" data-id=\"a2910bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-2e64a7c e-con-full e-flex e-con e-child\" data-id=\"2e64a7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-5a67e96 e-flex e-con-boxed e-con e-child\" data-id=\"5a67e96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b41e6f elementor-widget elementor-widget-heading\" data-id=\"0b41e6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3. Hacer clic en \"REALIZAR UNA APORTACI\u00d3N VOLUNTARIA\"<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6daf5e1 elementor-widget elementor-widget-text-editor\" data-id=\"6daf5e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li>Seleccionar la fecha de la aportaci\u00f3n<\/li>\n \t<li>Introducir el importe deseado<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf046d elementor-widget elementor-widget-image\" data-id=\"7cf046d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"317\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/imgonline-com-ua-GIF-animation-DPgy6E8vXIWvfask.gif\" class=\"attachment-large size-large wp-image-60729\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fc8448 e-con-full e-flex e-con e-child\" data-id=\"1fc8448\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-c7f7ff6 e-flex e-con-boxed e-con e-child\" data-id=\"c7f7ff6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e666c27 elementor-widget elementor-widget-heading\" data-id=\"e666c27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4. Ejecutar la transferencia a favor de Fondapi<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dae857 elementor-widget elementor-widget-text-editor\" data-id=\"9dae857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Todos los datos necesarios <strong>(incluido el IBAN) <\/strong>est\u00e1n indicados en el recibo generado en el punto 4<\/li><li><strong>PRESTAR ATENCI\u00d3N AL CONCEPTO<\/strong>:<br>Introducir (CONTRIBUCI\u00d3N UNA TANTUM \u2013 <strong>C\u00f3digo Fiscal<\/strong> \u2013 Apellido \u2013 Nombre)<ul><li>La introducci\u00f3n del <strong>c\u00f3digo fiscal es<\/strong> <strong>IMPORTANT\u00cdSIMA<\/strong> ya que permite el correcto emparejamiento de la aportaci\u00f3n con la propia posici\u00f3n<\/li><\/ul><\/li><li>RECUERDE QUE puede anular la aportaci\u00f3n SOLO antes de efectuar la transferencia.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d1a350 e-con-full e-flex e-con e-child\" data-id=\"4d1a350\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f36d96f elementor-widget elementor-widget-heading\" data-id=\"f36d96f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Plazos\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1db038a elementor-widget elementor-widget-text-editor\" data-id=\"1db038a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En el momento en que Fondapi recibe la transferencia, la pr\u00e1ctica se elabora autom\u00e1ticamente.<\/p><p>En los d\u00edas sucesivos el importe aportado ser\u00e1 visible en la propia \u00e1rea personal, inicialmente indicado como \u00abcontribuci\u00f3n no invertida \u2013 en espera de valor cuota\u00bb.<\/p><p>Para proceder con la inversi\u00f3n, el Fondo espera la publicaci\u00f3n del valor cuota relativo al mes en que se ha efectuado la aportaci\u00f3n por parte de los gestores financieros. Dicho valor se pone generalmente disponible en la segunda mitad del mes siguiente. <\/p><p><em>Por ejemplo, si la contribuci\u00f3n se ha aportado en noviembre de 2024, la inversi\u00f3n se efectuar\u00e1 una vez publicado el valor cuota de noviembre, previsto para mediados de diciembre de 2024. En ese momento, la contribuci\u00f3n ser\u00e1 invertida y aparecer\u00e1 como \u00abcontribuci\u00f3n\u00bb. <\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e654654 e-con-full e-flex e-con e-parent\" data-id=\"5e654654\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-4a743660 e-con-full e-flex e-con e-child\" data-id=\"4a743660\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6165a9df elementor-widget elementor-widget-heading\" data-id=\"6165a9df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfTiene a\u00fan dudas?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30109ad7 elementor-widget elementor-widget-heading\" data-id=\"30109ad7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Reserve una consulta telef\u00f3nica completamente gratuita y sin compromiso <br>o env\u00ede un e-mail para aclarar cualquier duda<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-374baeea e-con-full e-flex e-con e-child\" data-id=\"374baeea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75b92885 elementor-widget elementor-widget-button\" data-id=\"75b92885\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/e\/3TMS2B7AMy\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Hable con un experto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90061ad elementor-widget elementor-widget-button\" data-id=\"90061ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/form.jotform.com\/232203763321344\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Env\u00ede un correo electr\u00f3nico<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home C\u00d3MO FUNCIONA Qu\u00e9 es la contribuci\u00f3n voluntaria al Fondo de pensiones Los adheridos a Fondapi y, en general, al sistema de previsi\u00f3n complementaria, pueden aumentar su capital en el fondo de diversas maneras. Adem\u00e1s del TFR y la contribuci\u00f3n del empleador, pueden realizar aportaciones voluntarias una tantum mediante una transferencia bancaria, que el fondo [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":61269,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60726","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Contribuci\u00f3n voluntaria &quot;una tantum&quot; al Fondo de pensiones - Fondapi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contribuci\u00f3n voluntaria &quot;una tantum&quot; al Fondo de pensiones - Fondapi\" \/>\n<meta property=\"og:description\" content=\"Home C\u00d3MO FUNCIONA Qu\u00e9 es la contribuci\u00f3n voluntaria al Fondo de pensiones Los adheridos a Fondapi y, en general, al sistema de previsi\u00f3n complementaria, pueden aumentar su capital en el fondo de diversas maneras. Adem\u00e1s del TFR y la contribuci\u00f3n del empleador, pueden realizar aportaciones voluntarias una tantum mediante una transferencia bancaria, que el fondo [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/\" \/>\n<meta property=\"og:site_name\" content=\"Fondapi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T07:49:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"1400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@fondapi\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/\",\"url\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/\",\"name\":\"Contribuci\u00f3n voluntaria \\\"una tantum\\\" al Fondo de pensiones - Fondapi\",\"isPartOf\":{\"@id\":\"https:\/\/www.fondapi.it\/es\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\",\"datePublished\":\"2024-09-10T15:07:40+00:00\",\"dateModified\":\"2025-11-12T07:49:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/#primaryimage\",\"url\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\",\"contentUrl\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/contribucion-voluntaria-una-tantum-al-fondo-de-pensiones\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.fondapi.it\/es\/inicio\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfC\u00f3mo funciona?\",\"item\":\"https:\/\/www.fondapi.it\/es\/como-funciona\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Contribuci\u00f3n voluntaria &#8220;una tantum&#8221; 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