{"id":60629,"date":"2025-04-07T13:06:39","date_gmt":"2025-04-07T11:06:39","guid":{"rendered":"https:\/\/www.fondapi.it\/fonds-de-garantie-inps-et-retraite-complementaire\/"},"modified":"2025-11-12T08:43:15","modified_gmt":"2025-11-12T07:43:15","slug":"fonds-de-garantie-inps-et-retraite-complementaire","status":"publish","type":"page","link":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/","title":{"rendered":"Fonds de Garantie INPS et retraite compl\u00e9mentaire"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"60629\" class=\"elementor elementor-60629 elementor-60236\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ffe4513 e-flex e-con-boxed e-con e-parent\" data-id=\"3ffe4513\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-646e5c63 e-flex e-con-boxed e-con e-child\" data-id=\"646e5c63\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34941fd9 elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"34941fd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.fondapi.it\/fr\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Accueil\">Accueil<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50229b0 elementor-widget elementor-widget-html\" data-id=\"50229b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>document.addEventListener(\"DOMContentLoaded\", function() {\n  var observer = new MutationObserver(function(mutations) {\n    mutations.forEach(function(mutation) {\n      var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n      if (link) {\n        link.addEventListener(\"click\", function(event) {\n          event.preventDefault();\n        });\n      }\n    });\n  });\n\n  observer.observe(document.body, { childList: true, subtree: true });\n\n  var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n  if (link) {\n    link.addEventListener(\"click\", function(event) {\n      event.preventDefault();\n    });\n  }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-780ff4c7 e-flex e-con-boxed e-con e-child\" data-id=\"780ff4c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2daf1151 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"2daf1151\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Fondapi<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-298de2b2 e-flex e-con-boxed e-con e-parent\" data-id=\"298de2b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e188ef8 e-con-full e-flex e-con e-child\" data-id=\"e188ef8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17af3569 elementor-widget elementor-widget-heading\" data-id=\"17af3569\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><strong>Protection des travailleurs en cas d'omissions de cotisations<\/strong><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-142c7434 elementor-widget elementor-widget-text-editor\" data-id=\"142c7434\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le <strong data-start=\"307\" data-end=\"372\">Fonds de garantie de la position de retraite compl\u00e9mentaire<\/strong> est un instrument \u00e9tabli aupr\u00e8s de l&rsquo;INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension, comme <strong data-start=\"472\" data-end=\"483\">Fondapi<\/strong>, dans le cas o\u00f9 leur employeur <strong data-start=\"529\" data-end=\"543\">insolvable<\/strong> ne verse pas les cotisations dues.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4507def1 e-con-full e-flex e-con e-child\" data-id=\"4507def1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65fb2769 elementor-widget elementor-widget-image\" data-id=\"65fb2769\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1444\" height=\"964\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp\" class=\"attachment-full size-full wp-image-60630\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp 1444w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1-300x200.webp 300w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1-1024x684.webp 1024w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1-768x513.webp 768w\" sizes=\"(max-width: 1444px) 100vw, 1444px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c75b55c elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"1c75b55c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32e677f7 e-flex e-con-boxed e-con e-parent\" data-id=\"32e677f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-31bbaa7f e-con-full e-flex e-con e-child\" data-id=\"31bbaa7f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45f15340 elementor-widget elementor-widget-image\" data-id=\"45f15340\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1333\" height=\"2000\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/familiare-carico.webp\" class=\"attachment-full size-full wp-image-60632\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/familiare-carico.webp 1333w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/familiare-carico-200x300.webp 200w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/familiare-carico-682x1024.webp 682w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/familiare-carico-768x1152.webp 768w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/familiare-carico-1024x1536.webp 1024w\" sizes=\"(max-width: 1333px) 100vw, 1333px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5630bb0d e-con-full e-flex e-con e-child\" data-id=\"5630bb0d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b4d3da elementor-widget elementor-widget-heading\" data-id=\"8b4d3da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quand le Fonds de Garantie intervient-il ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43d02759 elementor-widget elementor-widget-text-editor\" data-id=\"43d02759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"626\" data-end=\"675\"><strong>Il est possible de demander l&rsquo;intervention du Fonds si :<\/strong><\/p><ul><li data-start=\"679\" data-end=\"863\">L&#8217;employeur est soumis \u00e0 des <strong data-start=\"714\" data-end=\"739\">proc\u00e9dures collectives<\/strong> (ex. faillite, concordat pr\u00e9ventif, liquidation judiciaire, administration extraordinaire ou contr\u00f4l\u00e9e) ;<br><br><\/li><li data-start=\"679\" data-end=\"863\">Alternativement, si l&#8217;employeur <strong data-start=\"905\" data-end=\"940\">n&rsquo;est pas soumis \u00e0 ces proc\u00e9dures<\/strong>, il est n\u00e9cessaire de <strong data-start=\"955\" data-end=\"1023\">constater son insolvabilit\u00e9 par une action en justice individuelle<\/strong>.<\/li><li style=\"list-style-type: none;\"> <\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbed58a elementor-widget elementor-widget-text-editor\" data-id=\"cbed58a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"626\" data-end=\"675\"><b>ATTENTION<\/b><\/p><p data-start=\"626\" data-end=\"675\">Le recours au Fonds de Garantie n&rsquo;est possible que si l&rsquo;adh\u00e9rent est toujours inscrit \u00e0 Fondapi.<\/p><p data-start=\"626\" data-end=\"675\">Si l&rsquo;adh\u00e9rent devait racheter et cl\u00f4turer Fondapi avant que le Fonds de garantie n&rsquo;ait r\u00e9gularis\u00e9 sa situation, le Fonds de garantie ne proc\u00e9dera pas au versement des sommes dues \u00e0 l&rsquo;adh\u00e9rent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-726e389a elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"726e389a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5797afdc e-flex e-con-boxed e-con e-parent\" data-id=\"5797afdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-72a36c3c e-con-full e-flex e-con e-child\" data-id=\"72a36c3c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-146578d5 elementor-widget elementor-widget-heading\" data-id=\"146578d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Qui peut faire une demande d'intervention du Fonds de Garantie INPS ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a5669fd elementor-widget elementor-widget-text-editor\" data-id=\"3a5669fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"1058\" data-end=\"1132\">La <strong data-start=\"1061\" data-end=\"1131\">demande ne peut \u00eatre pr\u00e9sent\u00e9e que par le travailleur ou ses h\u00e9ritiers<\/strong>.<\/p><p class=\"\" data-start=\"1134\" data-end=\"1242\">Les <strong data-start=\"1136\" data-end=\"1154\">Fonds de pension<\/strong>, comme Fondapi, <strong data-start=\"1170\" data-end=\"1220\">ne peuvent pas pr\u00e9senter directement la demande<\/strong> au Fonds de garantie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71ad8fa5 e-flex e-con-boxed e-con e-parent\" data-id=\"71ad8fa5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5a699710 e-con-full e-flex e-con e-child\" data-id=\"5a699710\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ce4992b elementor-widget elementor-widget-heading\" data-id=\"7ce4992b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Conditions requises pour faire la demande<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f0a6690 elementor-widget elementor-widget-text-editor\" data-id=\"4f0a6690\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"1281\" data-end=\"1332\">Pour acc\u00e9der au Fonds de garantie, il est n\u00e9cessaire que :<\/p>\n<ul data-start=\"1334\" data-end=\"1580\">\n<li class=\"\" data-start=\"1334\" data-end=\"1420\">\n<p class=\"\" data-start=\"1336\" data-end=\"1420\">Le travailleur soit <u>encore<\/u> <strong data-start=\"1354\" data-end=\"1405\">inscrit au fonds de retraite compl\u00e9mentaire<\/strong> (ex. Fondapi) ;<\/p>\n<\/li>\n<li class=\"\" data-start=\"1421\" data-end=\"1461\">\n<p class=\"\" data-start=\"1423\" data-end=\"1461\">La <strong data-start=\"1426\" data-end=\"1460\">relation de travail soit termin\u00e9e<\/strong> ;<\/p>\n<\/li>\n<li class=\"\" data-start=\"1462\" data-end=\"1580\">\n<p class=\"\" data-start=\"1464\" data-end=\"1580\">L&rsquo;<strong data-start=\"1466\" data-end=\"1521\">omission de cotisation soit constat\u00e9e judiciairement<\/strong>, par proc\u00e9dure collective ou constatation individuelle.<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1802ffba e-flex e-con-boxed e-con e-parent\" data-id=\"1802ffba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4589ec83 e-flex e-con-boxed e-con e-parent\" data-id=\"4589ec83\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-48db4cbb e-con-full e-flex e-con e-child\" data-id=\"48db4cbb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64524bf3 elementor-widget elementor-widget-heading\" data-id=\"64524bf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quelles cotisations <span style=\"color: #3997B9\">sont garanties<\/span> par le Fonds de garantie INPS ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aaec4eb elementor-widget elementor-widget-text-editor\" data-id=\"7aaec4eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dans le cas d&rsquo;un employ\u00e9 inscrit \u00e0 la retraite compl\u00e9mentaire, le Fonds de garantie INPS couvre :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4433bd1 elementor-widget elementor-widget-text-editor\" data-id=\"4433bd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>N.B. :<\/b><\/p><p class=\"\" data-start=\"1858\" data-end=\"1964\">Sur ces sommes, l&rsquo;INPS applique une <strong data-start=\"1894\" data-end=\"1936\">revalorisation similaire \u00e0 celle du TFR<\/strong> pr\u00e9vue par le Code Civil.<\/p><p class=\"\" data-start=\"1966\" data-end=\"2076\">Les sommes reconnues sont <strong data-start=\"1996\" data-end=\"2038\">vers\u00e9es directement au fonds de pension<\/strong> indiqu\u00e9 dans la demande (ex. Fondapi).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-348b8ad elementor-widget elementor-widget-text-editor\" data-id=\"348b8ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-primary );\"><b>Vous souhaitez en savoir plus ?<\/b><\/span><\/p><p class=\"\" data-start=\"2114\" data-end=\"2136\">Pour plus de d\u00e9tails, consultez :<\/p><ul data-start=\"2137\" data-end=\"2242\"><li class=\"\" data-start=\"2137\" data-end=\"2189\"><p class=\"\" data-start=\"2139\" data-end=\"2189\"><span style=\"text-decoration: underline;\"><a class=\"\" href=\"https:\/\/www.inps.it\/circolari\/Circolare%20numero%2023%20del%2022-2-2008.htm\" target=\"_new\" rel=\"noopener\" data-start=\"2139\" data-end=\"2187\">Circulaire INPS n\u00b0 23\/2008<\/a><\/span><\/p><\/li><li class=\"\" data-start=\"2190\" data-end=\"2242\"><p class=\"\" data-start=\"2192\" data-end=\"2242\"><span style=\"text-decoration: underline;\"><a class=\"\" href=\"https:\/\/www.inps.it\/bussola\/VisualizzaDoc.aspx?sVirtualURL=\/Messaggi\/Messaggio%20numero%202084%20del%2011-05-2016.htm&amp;iIDDalPortale=&amp;iIDLink=-1\" target=\"_new\" rel=\"noopener\" data-start=\"2192\" data-end=\"2242\">Message INPS n\u00b0 2084\/2016<\/a><\/span><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22e0afab e-con-full e-flex e-con e-child\" data-id=\"22e0afab\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-6413b769 e-con-full e-flex e-con e-child\" data-id=\"6413b769\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-5092452 e-flex e-con-boxed e-con e-child\" data-id=\"5092452\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-448d3b38 elementor-widget elementor-widget-heading\" data-id=\"448d3b38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Cotisation employeur<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43e5adb elementor-widget elementor-widget-text-editor\" data-id=\"43e5adb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les cotisations que l&rsquo;entreprise ne verse pas font partie des cotisations garanties par le Fonds de garantie INPS <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36088e3 e-con-full e-flex e-con e-child\" data-id=\"36088e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-f3fe704 e-flex e-con-boxed e-con e-child\" data-id=\"f3fe704\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d2d244b elementor-widget elementor-widget-heading\" data-id=\"6d2d244b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">cotisation adh\u00e9rent<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6602f95d elementor-widget elementor-widget-text-editor\" data-id=\"6602f95d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Toutes<\/b> les cotisations qui ont \u00e9t\u00e9 retenues sur la fiche de paie et non vers\u00e9es \u00e0 Fondapi <strong>sont garanties<\/strong> par le Fonds de garantie INPS<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39f7238f e-con-full e-flex e-con e-child\" data-id=\"39f7238f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-406e2605 e-flex e-con-boxed e-con e-child\" data-id=\"406e2605\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74ad989f elementor-widget elementor-widget-heading\" data-id=\"74ad989f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">indemnit\u00e9 de fin de contrat<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22bf82d3 elementor-widget elementor-widget-text-editor\" data-id=\"22bf82d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le <strong data-start=\"1794\" data-end=\"1841\">TFR destin\u00e9 \u00e0 la retraite compl\u00e9mentaire<\/strong> et non vers\u00e9 fait partie des sommes garanties par le Fonds de garantie INPS.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f869e96 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"6f869e96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Fondapi Protection des travailleurs en cas d&rsquo;omissions de cotisations Le Fonds de garantie de la position de retraite compl\u00e9mentaire est un instrument \u00e9tabli aupr\u00e8s de l&rsquo;INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension, comme Fondapi, dans le cas o\u00f9 leur employeur insolvable ne verse pas les cotisations dues. Quand le Fonds [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":61064,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60629","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fonds de Garantie INPS et retraite compl\u00e9mentaire - Fondapi<\/title>\n<meta name=\"description\" content=\"Le Fonds de Garantie est un instrument \u00e9tabli aupr\u00e8s de l&#039;INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fonds de Garantie INPS et retraite compl\u00e9mentaire - Fondapi\" \/>\n<meta property=\"og:description\" content=\"Le Fonds de Garantie est un instrument \u00e9tabli aupr\u00e8s de l&#039;INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/\" \/>\n<meta property=\"og:site_name\" content=\"Fondapi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T07:43:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1444\" \/>\n\t<meta property=\"og:image:height\" content=\"964\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@fondapi\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/\",\"url\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/\",\"name\":\"Fonds de Garantie INPS et retraite compl\u00e9mentaire - Fondapi\",\"isPartOf\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp\",\"datePublished\":\"2025-04-07T11:06:39+00:00\",\"dateModified\":\"2025-11-12T07:43:15+00:00\",\"description\":\"Le Fonds de Garantie est un instrument \u00e9tabli aupr\u00e8s de l'INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#primaryimage\",\"url\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp\",\"contentUrl\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.fondapi.it\/fr\/accueil\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fondapi\",\"item\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"S\u00e9curit\u00e9\",\"item\":\"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Fonds de Garantie INPS et retraite compl\u00e9mentaire\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/#website\",\"url\":\"https:\/\/www.fondapi.it\/fr\/\",\"name\":\"Fondapi\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/#organization\"},\"alternateName\":\"Fondapi Fondo pensione integrativa\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fondapi.it\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/#organization\",\"name\":\"Fondapi - Fondo nazionale pensione complementare\",\"alternateName\":\"Fondapi Fondo pensione integrativa\",\"url\":\"https:\/\/www.fondapi.it\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Fondapi - Fondo nazionale pensione complementare\"},\"image\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts\",\"https:\/\/x.com\/fondapi\",\"https:\/\/www.linkedin.com\/company\/18497131\",\"https:\/\/www.youtube.com\/user\/Fondapi\",\"https:\/\/www.instagram.com\/fondapi.it\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fonds de Garantie INPS et retraite compl\u00e9mentaire - Fondapi","description":"Le Fonds de Garantie est un instrument \u00e9tabli aupr\u00e8s de l'INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/","og_locale":"fr_FR","og_type":"article","og_title":"Fonds de Garantie INPS et retraite compl\u00e9mentaire - Fondapi","og_description":"Le Fonds de Garantie est un instrument \u00e9tabli aupr\u00e8s de l'INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension.","og_url":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/","og_site_name":"Fondapi","article_publisher":"https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts","article_modified_time":"2025-11-12T07:43:15+00:00","og_image":[{"width":1444,"height":964,"url":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@fondapi","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/","url":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/","name":"Fonds de Garantie INPS et retraite compl\u00e9mentaire - Fondapi","isPartOf":{"@id":"https:\/\/www.fondapi.it\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#primaryimage"},"image":{"@id":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp","datePublished":"2025-04-07T11:06:39+00:00","dateModified":"2025-11-12T07:43:15+00:00","description":"Le Fonds de Garantie est un instrument \u00e9tabli aupr\u00e8s de l'INPS qui prot\u00e8ge les travailleurs affili\u00e9s \u00e0 un fonds de pension.","breadcrumb":{"@id":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#primaryimage","url":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp","contentUrl":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/deducibilita-1.webp"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/fonds-de-garantie-inps-et-retraite-complementaire\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fondapi.it\/fr\/accueil\/"},{"@type":"ListItem","position":2,"name":"Fondapi","item":"https:\/\/www.fondapi.it\/fr\/fondapi\/"},{"@type":"ListItem","position":3,"name":"S\u00e9curit\u00e9","item":"https:\/\/www.fondapi.it\/fr\/fondapi\/securite\/"},{"@type":"ListItem","position":4,"name":"Fonds de Garantie INPS et retraite compl\u00e9mentaire"}]},{"@type":"WebSite","@id":"https:\/\/www.fondapi.it\/fr\/#website","url":"https:\/\/www.fondapi.it\/fr\/","name":"Fondapi","description":"","publisher":{"@id":"https:\/\/www.fondapi.it\/fr\/#organization"},"alternateName":"Fondapi Fondo pensione integrativa","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fondapi.it\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.fondapi.it\/fr\/#organization","name":"Fondapi - Fondo nazionale pensione complementare","alternateName":"Fondapi Fondo pensione integrativa","url":"https:\/\/www.fondapi.it\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"Fondapi - Fondo nazionale pensione complementare"},"image":{"@id":"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts","https:\/\/x.com\/fondapi","https:\/\/www.linkedin.com\/company\/18497131","https:\/\/www.youtube.com\/user\/Fondapi","https:\/\/www.instagram.com\/fondapi.it\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/60629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/comments?post=60629"}],"version-history":[{"count":2,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/60629\/revisions"}],"predecessor-version":[{"id":61065,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/60629\/revisions\/61065"}],"up":[{"embeddable":true,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/61064"}],"wp:attachment":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/media?parent=60629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}