{"id":60748,"date":"2024-09-10T17:07:40","date_gmt":"2024-09-10T15:07:40","guid":{"rendered":"https:\/\/www.fondapi.it\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/"},"modified":"2025-11-12T08:49:25","modified_gmt":"2025-11-12T07:49:25","slug":"contribution-volontaire-ponctuelle-au-fonds-de-pension","status":"publish","type":"page","link":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/","title":{"rendered":"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"60748\" class=\"elementor elementor-60748 elementor-57405\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20d8de21 e-flex e-con-boxed e-con e-parent\" data-id=\"20d8de21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-65a652b5 e-flex e-con-boxed e-con e-child\" data-id=\"65a652b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47087ccf elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"47087ccf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.fondapi.it\/fr\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Accueil\">Accueil<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d26a704 elementor-widget elementor-widget-html\" data-id=\"6d26a704\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>document.addEventListener(\"DOMContentLoaded\", function() {\n  var observer = new MutationObserver(function(mutations) {\n    mutations.forEach(function(mutation) {\n      var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n      if (link) {\n        link.addEventListener(\"click\", function(event) {\n          event.preventDefault();\n        });\n      }\n    });\n  });\n\n  observer.observe(document.body, { childList: true, subtree: true });\n\n  var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n  if (link) {\n    link.addEventListener(\"click\", function(event) {\n      event.preventDefault();\n    });\n  }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3636c9be e-flex e-con-boxed e-con e-child\" data-id=\"3636c9be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d048caf elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"7d048caf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">COMMENT \u00c7A FONCTIONNE<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-730adcc9 e-flex e-con-boxed e-con e-parent\" data-id=\"730adcc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-22026fc6 e-con-full e-flex e-con e-child\" data-id=\"22026fc6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86f2d61 elementor-widget elementor-widget-heading\" data-id=\"86f2d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Qu'est-ce que la contribution volontaire au fonds de pension\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c87e81d elementor-widget elementor-widget-text-editor\" data-id=\"5c87e81d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les adh\u00e9rents \u00e0 Fondapi et, en g\u00e9n\u00e9ral, au syst\u00e8me de retraite compl\u00e9mentaire, peuvent augmenter leur capital dans le fonds de diff\u00e9rentes mani\u00e8res. En plus de l&rsquo;indemnit\u00e9 de fin de carri\u00e8re et de la contribution de l&#8217;employeur, ils peuvent effectuer des versements volontaires ponctuels par virement bancaire, que le fonds recevra, cr\u00e9ditera sur leur compte et investira dans le compartiment choisi par l&rsquo;adh\u00e9rent. <\/p><p>La <strong>contribution volontaire <em>ponctuelle<\/em><\/strong> au fonds de pension est <strong>la possibilit\u00e9<\/strong> de <strong>verser<\/strong> des <strong>sommes suppl\u00e9mentaires \u00e0 Fondapi pour son \u00e9pargne personnelle<\/strong>, en plus de l&rsquo;indemnit\u00e9 de fin de carri\u00e8re, des cotisations individuelles mensuelles et de l&rsquo;\u00e9ventuelle contribution suppl\u00e9mentaire de l&#8217;employeur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d1f7c5 elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"5d1f7c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/funds.previnet.it\/w-horizon-fondapi\/login.html#\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Versez maintenant !<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42211eaa e-con-full e-flex e-con e-child\" data-id=\"42211eaa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31281f04 elementor-widget elementor-widget-image\" data-id=\"31281f04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1400\" height=\"1400\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\" class=\"attachment-full size-full wp-image-60752\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp 1400w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-300x300.webp 300w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-1024x1024.webp 1024w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-150x150.webp 150w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione-768x768.webp 768w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-987b28c e-flex e-con-boxed e-con e-parent\" data-id=\"987b28c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e5b50c e-con-full e-flex e-con e-child\" data-id=\"3e5b50c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-bb554f0 e-con-full e-flex e-con e-child\" data-id=\"bb554f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e7bfe8 elementor-widget elementor-widget-heading\" data-id=\"1e7bfe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pourquoi effectuer des versements suppl\u00e9mentaires : les avantages<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c8182a e-con-full e-flex e-con e-child\" data-id=\"0c8182a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-60d5036 e-con-full e-flex e-con e-child\" data-id=\"60d5036\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-3f7d6ee e-flex e-con-boxed e-con e-child\" data-id=\"3f7d6ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af619b5 elementor-widget elementor-widget-heading\" data-id=\"af619b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Augmenter son capital retraite<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbd1bd1 elementor-widget elementor-widget-text-editor\" data-id=\"dbd1bd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Utiliser son \u00e9pargne liquide pour l&rsquo;investissement retraite. Une forme alternative, simple et tr\u00e8s efficace d&rsquo;investissement pour les petits \u00e9pargnants ! <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99295df elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"99295df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fondapi.it\/fr\/investissement\/compartiments-et-rendements\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Consultez les rendements !<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c730554 e-con-full e-flex e-con e-child\" data-id=\"c730554\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-7b8cf54 e-flex e-con-boxed e-con e-child\" data-id=\"7b8cf54\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8e3bba elementor-widget elementor-widget-heading\" data-id=\"f8e3bba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">B\u00e9n\u00e9ficier de la d\u00e9duction fiscale<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7c0865 elementor-widget elementor-widget-text-editor\" data-id=\"c7c0865\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les versements suppl\u00e9mentaires permettent de r\u00e9duire son revenu imposable et de maximiser les \u00e9conomies fiscales. Chaque citoyen italien peut d\u00e9duire jusqu&rsquo;\u00e0 5 164,57 \u20ac chaque ann\u00e9e ! <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-607331e elementor-align-right elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"607331e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/avantages-fiscaux\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Estimez vos \u00e9conomies !<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-258e5e67 e-flex e-con-boxed e-con e-parent\" data-id=\"258e5e67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2ae43f51 e-con-full e-flex e-con e-child\" data-id=\"2ae43f51\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36de7efd elementor-widget elementor-widget-image\" data-id=\"36de7efd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1331\" height=\"2000\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore.webp\" class=\"attachment-full size-full wp-image-60753\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore.webp 1331w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-200x300.webp 200w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-681x1024.webp 681w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-768x1154.webp 768w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/calcolatore-1022x1536.webp 1022w\" sizes=\"(max-width: 1331px) 100vw, 1331px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a8f7265 e-con-full e-flex e-con e-child\" data-id=\"a8f7265\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53a8a93b elementor-widget elementor-widget-heading\" data-id=\"53a8a93b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">D\u00e9ductibilit\u00e9 des cotisations suppl\u00e9mentaires : un approfondissement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52ee0406 elementor-widget elementor-widget-text-editor\" data-id=\"52ee0406\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tous les versements individuels, sauf l&rsquo;indemnit\u00e9 de fin de carri\u00e8re, sont d\u00e9ductibles du revenu du travailleur.<\/p><p><strong><a href=\"https:\/\/www.covip.it\/per-il-cittadino\/educazione-previdenziale\/faq\/trattamento-fiscale#:~:text=Durante%20la%20fase%20di%20accumulo%20%C3%A8%20possibile%20dedurre%20dal%20reddito,deduzione%20la%20quota%20del%20TFR.\" target=\"_blank\" rel=\"noreferrer noopener\">Le montant maximum d\u00e9ductible chaque ann\u00e9e est de 5 164,57 euros<\/a><\/strong> et permet de r\u00e9duire le revenu sur lequel le citoyen paie ses imp\u00f4ts (IRPEF).<\/p><p><br><strong><u>Attention<\/u><\/strong> : ce n&rsquo;est pas que ces cotisations ne seront jamais impos\u00e9es.<br>Elles seront simplement impos\u00e9es au moment de la prestation avec un <strong>taux forfaitaire<\/strong> maximum de 23 % (pour les rachats et les avances) et entre 15 % et 9 % (pour les prestations de retraite, les avances m\u00e9dicales et certains types de rachats)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5023d9 e-con-full e-flex e-con e-child\" data-id=\"b5023d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-14b740c e-flex e-con-boxed e-con e-child\" data-id=\"14b740c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-defe8af elementor-widget elementor-widget-heading\" data-id=\"defe8af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Exemple<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c070ba1 elementor-widget elementor-widget-text-editor\" data-id=\"c070ba1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Si en 2023 vous avez vers\u00e9 des cotisations pour 6 164,57 euros, vous devez communiquer au Fonds que 1 000 euros sont des cotisations non d\u00e9ductibles (6 164,57 \u2013 5 164,57 = 1 000).<\/em><br><em>Ainsi, sur les 5 164, vous ne paierez que l&rsquo;imposition forfaitaire lorsque vous demanderez une prestation au Fonds (vue dans le paragraphe pr\u00e9c\u00e9dent).<\/em><br><br><em>Sur les 1 000 restants, en revanche, vous paierez l&rsquo;imposition progressive normale IRPEF, mais \u2013 <\/em><strong>et c&rsquo;est pourquoi il faut communiquer les exc\u00e9dents<\/strong><em> \u2013 lors de la prestation, aucun imp\u00f4t ne sera appliqu\u00e9 sur ceux-ci.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f601961 e-flex e-con-boxed e-con e-parent\" data-id=\"5f601961\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-131a869f e-con-full e-flex e-con e-child\" data-id=\"131a869f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2816b5 elementor-widget elementor-widget-text-editor\" data-id=\"d2816b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Donc, celui qui a vers\u00e9 moins de 5 164,57 euros dans l&rsquo;ann\u00e9e peut utiliser la contribution volontaire pour profiter de l&rsquo;avantage fiscal complet.<\/p><p>Il est important de rappeler que, <strong>si l&rsquo;on d\u00e9passe ce seuil de d\u00e9ductibilit\u00e9<\/strong>, il est n\u00e9cessaire de communiquer au Fonds la diff\u00e9rence exc\u00e9dentaire. Ceci pour \u00e9viter une double imposition lorsque Fondapi liquidera la position de l&rsquo;adh\u00e9rent. <\/p><p id=\"guida-ctrb\">En cas de possession d&rsquo;autres formes de retraite compl\u00e9mentaire, les \u00e9ventuels versements sur celles-ci contribuent \u00e0 atteindre le plafond maximum d\u00e9ductible.<\/p><p><strong><a href=\"https:\/\/funds.previnet.it\/w-horizon-fondapi\/login.html#\/\">Les \u00e9ventuelles cotisations exc\u00e9dentaires peuvent \u00eatre d\u00e9clar\u00e9es directement depuis l&rsquo;Espace personnel r\u00e9serv\u00e9<\/a><\/strong>. <a href=\"https:\/\/www.fondapi.it\/dichiarare-i-contributi-non-dedotti\">Cliquez ici pour voir comment !<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2490f3fb elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"2490f3fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-408cf7b e-flex e-con-boxed e-con e-parent\" data-id=\"408cf7b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b8ae5c6 e-con-full e-flex e-con e-child\" data-id=\"b8ae5c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-caa24d6 e-con-full e-flex e-con e-child\" data-id=\"caa24d6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-63780f7 e-con-full e-flex e-con e-child\" data-id=\"63780f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b63469 elementor-widget elementor-widget-heading\" data-id=\"2b63469\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Comment verser une contribution volontaire \u00ab ponctuelle \u00bb<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b20b62f e-con-full e-flex e-con e-child\" data-id=\"b20b62f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-468ce3e e-con-full e-flex e-con e-child\" data-id=\"468ce3e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-0bac029 e-flex e-con-boxed e-con e-child\" data-id=\"0bac029\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-caef0d6 elementor-widget elementor-widget-heading\" data-id=\"caef0d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">1. Acc\u00e9der \u00e0 son ESPACE R\u00c9SERV\u00c9\n\n\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ea30dc elementor-widget elementor-widget-image\" data-id=\"6ea30dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"599\" height=\"429\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-150948.png\" class=\"attachment-large size-large wp-image-60749\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-150948.png 599w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-150948-300x215.png 300w\" sizes=\"(max-width: 599px) 100vw, 599px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4c6bd4 e-con-full e-flex e-con e-child\" data-id=\"a4c6bd4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-1e5956f e-flex e-con-boxed e-con e-child\" data-id=\"1e5956f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e3c75e elementor-widget elementor-widget-heading\" data-id=\"0e3c75e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">2. Sur la barre en haut, cliquer sur \u00ab COTISATION \u00bb\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01b7980 elementor-widget elementor-widget-image\" data-id=\"01b7980\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"410\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia.png\" class=\"attachment-large size-large wp-image-60750\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia.png 866w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia-300x154.png 300w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/Immagine-2023-10-12-151538-copia-768x394.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2910bd e-con-full e-flex e-con e-child\" data-id=\"a2910bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-2e64a7c e-con-full e-flex e-con e-child\" data-id=\"2e64a7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-5a67e96 e-flex e-con-boxed e-con e-child\" data-id=\"5a67e96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b41e6f elementor-widget elementor-widget-heading\" data-id=\"0b41e6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3. Cliquer sur \u00ab EFFECTUER UN VERSEMENT VOLONTAIRE \u00bb<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6daf5e1 elementor-widget elementor-widget-text-editor\" data-id=\"6daf5e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li>S\u00e9lectionner la date du versement<\/li>\n \t<li>Saisir le montant souhait\u00e9<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf046d elementor-widget elementor-widget-image\" data-id=\"7cf046d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"317\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/imgonline-com-ua-GIF-animation-DPgy6E8vXIWvfask.gif\" class=\"attachment-large size-large wp-image-60751\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fc8448 e-con-full e-flex e-con e-child\" data-id=\"1fc8448\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-c7f7ff6 e-flex e-con-boxed e-con e-child\" data-id=\"c7f7ff6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e666c27 elementor-widget elementor-widget-heading\" data-id=\"e666c27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4. Effectuer le virement en faveur de Fondapi<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dae857 elementor-widget elementor-widget-text-editor\" data-id=\"9dae857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Toutes les donn\u00e9es n\u00e9cessaires <strong>(y compris l&rsquo;IBAN)<\/strong> sont indiqu\u00e9es sur le re\u00e7u g\u00e9n\u00e9r\u00e9 au point 4<\/li><li><strong>ATTENTION \u00c0 LA R\u00c9F\u00c9RENCE<\/strong> :<br>Indiquer (CONTRIBUTION PONCTUELLE \u2013 <strong>Num\u00e9ro fiscal<\/strong> \u2013 Nom \u2013 Pr\u00e9nom)<ul><li>L&rsquo;insertion du <strong>num\u00e9ro fiscal est<\/strong> <strong>TR\u00c8S IMPORTANTE<\/strong> car elle permet l&rsquo;association correcte du versement \u00e0 votre position<\/li><\/ul><\/li><li>RAPPELEZ-VOUS QUE vous pouvez annuler le versement UNIQUEMENT avant d&rsquo;effectuer le virement.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d1a350 e-con-full e-flex e-con e-child\" data-id=\"4d1a350\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f36d96f elementor-widget elementor-widget-heading\" data-id=\"f36d96f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">D\u00e9lais\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1db038a elementor-widget elementor-widget-text-editor\" data-id=\"1db038a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>D\u00e8s que Fondapi re\u00e7oit le virement, la demande est automatiquement trait\u00e9e.<\/p><p>Dans les jours suivants, le montant vers\u00e9 sera visible dans votre espace personnel, initialement indiqu\u00e9 comme \u00ab contribution non investie \u2013 en attente de valeur de part \u00bb.<\/p><p>Pour proc\u00e9der \u00e0 l&rsquo;investissement, le Fonds attend la publication de la valeur de part relative au mois o\u00f9 le versement a \u00e9t\u00e9 effectu\u00e9 par les gestionnaires financiers. Cette valeur est g\u00e9n\u00e9ralement disponible dans la seconde moiti\u00e9 du mois suivant. <\/p><p><em>Par exemple, si la contribution a \u00e9t\u00e9 vers\u00e9e en novembre 2024, l&rsquo;investissement sera effectu\u00e9 une fois publi\u00e9e la valeur de part de novembre, pr\u00e9vue pour la mi-d\u00e9cembre 2024. \u00c0 ce moment-l\u00e0, la contribution sera investie et appara\u00eetra comme \u00ab contribution \u00bb. <\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e654654 e-con-full e-flex e-con e-parent\" data-id=\"5e654654\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-4a743660 e-con-full e-flex e-con e-child\" data-id=\"4a743660\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6165a9df elementor-widget elementor-widget-heading\" data-id=\"6165a9df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Vous avez encore des doutes ?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30109ad7 elementor-widget elementor-widget-heading\" data-id=\"30109ad7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">R\u00e9servez une consultation t\u00e9l\u00e9phonique enti\u00e8rement gratuite et sans engagement<br>ou envoyez un e-mail pour clarifier tous vos doutes<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-374baeea e-con-full e-flex e-con e-child\" data-id=\"374baeea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75b92885 elementor-widget elementor-widget-button\" data-id=\"75b92885\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/e\/3TMS2B7AMy\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Parlez \u00e0 un expert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90061ad elementor-widget elementor-widget-button\" data-id=\"90061ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/form.jotform.com\/232203763321344\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Envoyez un e-mail<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home COMMENT \u00c7A FONCTIONNE Qu&rsquo;est-ce que la contribution volontaire au fonds de pension Les adh\u00e9rents \u00e0 Fondapi et, en g\u00e9n\u00e9ral, au syst\u00e8me de retraite compl\u00e9mentaire, peuvent augmenter leur capital dans le fonds de diff\u00e9rentes mani\u00e8res. En plus de l&rsquo;indemnit\u00e9 de fin de carri\u00e8re et de la contribution de l&#8217;employeur, ils peuvent effectuer des versements volontaires [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":61287,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60748","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension - Fondapi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension - Fondapi\" \/>\n<meta property=\"og:description\" content=\"Home COMMENT \u00c7A FONCTIONNE Qu&rsquo;est-ce que la contribution volontaire au fonds de pension Les adh\u00e9rents \u00e0 Fondapi et, en g\u00e9n\u00e9ral, au syst\u00e8me de retraite compl\u00e9mentaire, peuvent augmenter leur capital dans le fonds de diff\u00e9rentes mani\u00e8res. En plus de l&rsquo;indemnit\u00e9 de fin de carri\u00e8re et de la contribution de l&#8217;employeur, ils peuvent effectuer des versements volontaires [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/\" \/>\n<meta property=\"og:site_name\" content=\"Fondapi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T07:49:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"1400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@fondapi\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/\",\"url\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/\",\"name\":\"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension - Fondapi\",\"isPartOf\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\",\"datePublished\":\"2024-09-10T15:07:40+00:00\",\"dateModified\":\"2025-11-12T07:49:25+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#primaryimage\",\"url\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\",\"contentUrl\":\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.fondapi.it\/fr\/accueil\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Comment \u00e7a fonctionne\",\"item\":\"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/#website\",\"url\":\"https:\/\/www.fondapi.it\/fr\/\",\"name\":\"Fondapi\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/#organization\"},\"alternateName\":\"Fondapi Fondo pensione integrativa\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fondapi.it\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/#organization\",\"name\":\"Fondapi - Fondo nazionale pensione complementare\",\"alternateName\":\"Fondapi Fondo pensione integrativa\",\"url\":\"https:\/\/www.fondapi.it\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"Fondapi - Fondo nazionale pensione complementare\"},\"image\":{\"@id\":\"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts\",\"https:\/\/x.com\/fondapi\",\"https:\/\/www.linkedin.com\/company\/18497131\",\"https:\/\/www.youtube.com\/user\/Fondapi\",\"https:\/\/www.instagram.com\/fondapi.it\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension - Fondapi","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/","og_locale":"fr_FR","og_type":"article","og_title":"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension - Fondapi","og_description":"Home COMMENT \u00c7A FONCTIONNE Qu&rsquo;est-ce que la contribution volontaire au fonds de pension Les adh\u00e9rents \u00e0 Fondapi et, en g\u00e9n\u00e9ral, au syst\u00e8me de retraite compl\u00e9mentaire, peuvent augmenter leur capital dans le fonds de diff\u00e9rentes mani\u00e8res. En plus de l&rsquo;indemnit\u00e9 de fin de carri\u00e8re et de la contribution de l&#8217;employeur, ils peuvent effectuer des versements volontaires [&hellip;]","og_url":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/","og_site_name":"Fondapi","article_publisher":"https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts","article_modified_time":"2025-11-12T07:49:25+00:00","og_image":[{"width":1400,"height":1400,"url":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@fondapi","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/","url":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/","name":"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension - Fondapi","isPartOf":{"@id":"https:\/\/www.fondapi.it\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#primaryimage"},"image":{"@id":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp","datePublished":"2024-09-10T15:07:40+00:00","dateModified":"2025-11-12T07:49:25+00:00","breadcrumb":{"@id":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#primaryimage","url":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp","contentUrl":"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/contribuzione.webp"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/contribution-volontaire-ponctuelle-au-fonds-de-pension\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fondapi.it\/fr\/accueil\/"},{"@type":"ListItem","position":2,"name":"Comment \u00e7a fonctionne","item":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/"},{"@type":"ListItem","position":3,"name":"Contribution volontaire \u00ab ponctuelle \u00bb au fonds de pension"}]},{"@type":"WebSite","@id":"https:\/\/www.fondapi.it\/fr\/#website","url":"https:\/\/www.fondapi.it\/fr\/","name":"Fondapi","description":"","publisher":{"@id":"https:\/\/www.fondapi.it\/fr\/#organization"},"alternateName":"Fondapi Fondo pensione integrativa","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fondapi.it\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.fondapi.it\/fr\/#organization","name":"Fondapi - Fondo nazionale pensione complementare","alternateName":"Fondapi Fondo pensione integrativa","url":"https:\/\/www.fondapi.it\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"Fondapi - Fondo nazionale pensione complementare"},"image":{"@id":"https:\/\/www.fondapi.it\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pages\/Scegli-Fondapi\/111620682275544?fref=ts","https:\/\/x.com\/fondapi","https:\/\/www.linkedin.com\/company\/18497131","https:\/\/www.youtube.com\/user\/Fondapi","https:\/\/www.instagram.com\/fondapi.it\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/60748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/comments?post=60748"}],"version-history":[{"count":2,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/60748\/revisions"}],"predecessor-version":[{"id":61292,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/60748\/revisions\/61292"}],"up":[{"embeddable":true,"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/pages\/61287"}],"wp:attachment":[{"href":"https:\/\/www.fondapi.it\/fr\/wp-json\/wp\/v2\/media?parent=60748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}