{"id":60854,"date":"2024-08-02T15:52:10","date_gmt":"2024-08-02T13:52:10","guid":{"rendered":"https:\/\/www.fondapi.it\/indemnite-de-fin-de-carriere-au-fonds-de-pension\/"},"modified":"2025-11-12T08:43:30","modified_gmt":"2025-11-12T07:43:30","slug":"indemnite-de-fin-de-carriere-au-fonds-de-pension","status":"publish","type":"page","link":"https:\/\/www.fondapi.it\/fr\/comment-ca-fonctionne\/adhesion-des-travailleurs\/indemnite-de-fin-de-carriere-au-fonds-de-pension\/","title":{"rendered":"Indemnit\u00e9 de fin de carri\u00e8re au Fonds de pension"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"60854\" class=\"elementor elementor-60854 elementor-57004\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66417d7f e-flex e-con-boxed e-con e-parent\" data-id=\"66417d7f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-312fe3cf e-flex e-con-boxed e-con e-child\" data-id=\"312fe3cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a62d007 elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"1a62d007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.fondapi.it\/fr\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Accueil\">Accueil<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-348a1740 elementor-widget elementor-widget-html\" data-id=\"348a1740\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>document.addEventListener(\"DOMContentLoaded\", function() {\n  var observer = new MutationObserver(function(mutations) {\n    mutations.forEach(function(mutation) {\n      var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n      if (link) {\n        link.addEventListener(\"click\", function(event) {\n          event.preventDefault();\n        });\n      }\n    });\n  });\n\n  observer.observe(document.body, { childList: true, subtree: true });\n\n  var link = document.querySelector(\".jet-breadcrumbs__item-link[title='Fondapi']\");\n  if (link) {\n    link.addEventListener(\"click\", function(event) {\n      event.preventDefault();\n    });\n  }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27058b32 e-flex e-con-boxed e-con e-child\" data-id=\"27058b32\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24df5e61 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"24df5e61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">COMMENT \u00c7A FONCTIONNE<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41de3130 e-flex e-con-boxed e-con e-parent\" data-id=\"41de3130\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2c207b42 e-con-full e-flex e-con e-child\" data-id=\"2c207b42\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fe4e4d elementor-widget elementor-widget-text-editor\" data-id=\"7fe4e4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les salari\u00e9s du secteur priv\u00e9 peuvent choisir entre deux options pour la destination de leur future indemnit\u00e9 de fin de carri\u00e8re (IFC) :<\/p><ul><li>Verser l&rsquo;IFC au Fonds de pension ;<\/li><li>Laisser l&rsquo;IFC dans l&rsquo;entreprise (ou aupr\u00e8s du <a href=\"https:\/\/www.inps.it\/prestazioni-servizi\/tfr-a-carico-del-fondo-di-tesoreria\" target=\"_blank\" rel=\"noreferrer noopener\">Fonds de Tr\u00e9sorerie g\u00e9r\u00e9 par l&rsquo;INPS<\/a> pour les employ\u00e9s des entreprises d&rsquo;au moins 50 salari\u00e9s).<br><br><\/li><\/ul><p>Si vous choisissez de verser l&rsquo;IFC au Fonds de pension, vous avez encore deux options :<\/p><ul><li>Verser uniquement l&rsquo;IFC (Indemnit\u00e9 de Fin de Carri\u00e8re) ;<\/li><li>Verser l&rsquo;IFC plus une cotisation volontaire \u00e0 votre charge qui donne droit \u00e0 la contribution de l&#8217;employeur.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-537eeabe e-con-full e-flex e-con e-child\" data-id=\"537eeabe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f66d401 elementor-widget elementor-widget-image\" data-id=\"1f66d401\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1335\" height=\"2000\" src=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/tfr.webp\" class=\"attachment-full size-full wp-image-60744\" alt=\"\" srcset=\"https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/tfr.webp 1335w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/tfr-200x300.webp 200w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/tfr-684x1024.webp 684w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/tfr-768x1151.webp 768w, https:\/\/www.fondapi.it\/wp-content\/uploads\/2024\/09\/tfr-1025x1536.webp 1025w\" sizes=\"(max-width: 1335px) 100vw, 1335px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3933a29 e-con-full e-flex e-con e-parent\" data-id=\"3933a29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-903faaa elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"903faaa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f886b1 e-flex e-con-boxed e-con e-parent\" data-id=\"8f886b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6b3cc46 e-con-full e-flex e-con e-child\" data-id=\"6b3cc46\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-82dee71 e-con-full e-flex e-con e-child\" data-id=\"82dee71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0a37dd elementor-widget elementor-widget-heading\" data-id=\"d0a37dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Calcul de l'IFC\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d49af0 elementor-widget elementor-widget-text-editor\" data-id=\"1d49af0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comment calcule-t-on l&rsquo;IFC ?<strong> <br><br>L&rsquo;IFC (Indemnit\u00e9 de Fin de Carri\u00e8re) s&rsquo;\u00e9l\u00e8ve \u00e0 6,91 % de la r\u00e9mun\u00e9ration annuelle<\/strong>. <em>(La r\u00e9mun\u00e9ration utilis\u00e9e pour le calcul de l&rsquo;<strong>IFC<\/strong> comprend tous les \u00e9l\u00e9ments de r\u00e9mun\u00e9ration vers\u00e9s dans le cadre de la relation de travail, sauf disposition contraire des conventions collectives)<\/em>. Les entreprises proc\u00e8dent mois par mois \u00e0 son calcul et \u00e0 sa provision. <strong>Si le salari\u00e9 adh\u00e8re \u00e0 Fondapi, l&rsquo;entreprise verse l&rsquo;IFC directement sur le compte de l&rsquo;adh\u00e9rent.<\/strong><br>Cela implique, pour ceux qui ont choisi d&rsquo;adh\u00e9rer \u00e0 Fondapi, <strong>de nombreux avantages<\/strong>. Citons :  <\/p><ul><li style=\"text-align: left;\">La possibilit\u00e9 de v\u00e9rifier \u00e0 tout moment le montant de l&rsquo;IFC provisionn\u00e9 ;<\/li><li style=\"text-align: left;\">L&rsquo;obtention d&rsquo;un rendement financier sur l&rsquo;IFC vers\u00e9e au Fonds de pension Fondapi.<br><br><\/li><\/ul><p><strong>Les entreprises b\u00e9n\u00e9ficient \u00e9galement<\/strong> si leurs employ\u00e9s adh\u00e8rent \u00e0 Fondapi et versent l&rsquo;IFC au Fonds de pension.<br><a href=\"https:\/\/www.fondapi.it\/scopri-ora-i-vantaggi-per-le-aziende\" target=\"_blank\" rel=\"noreferrer noopener\">Ici, nous parlons des avantages pour les entreprises !<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5943bd e-con-full e-flex e-con e-parent\" data-id=\"b5943bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-8b004d0 elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"8b004d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-13e44f4 e-flex e-con-boxed e-con e-parent\" data-id=\"13e44f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-651e4a3 e-con-full e-flex e-con e-child\" data-id=\"651e4a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-f9c4eaa e-con-full e-flex e-con e-child\" data-id=\"f9c4eaa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b56dc64 elementor-widget elementor-widget-heading\" data-id=\"b56dc64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Imposition de l'IFC \u2013 IFC au Fonds de pension vs. IFC en entreprise <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2f1f10 elementor-widget elementor-widget-text-editor\" data-id=\"a2f1f10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;imposition de l&rsquo;IFC \u2013 et des autres cotisations \u00e9ventuellement vers\u00e9es \u2013 fait partie des avantages les plus importants offerts par la pr\u00e9voyance du deuxi\u00e8me pilier et les fonds de pension compl\u00e9mentaires comme Fondapi. <strong>L&rsquo;imposition de l&rsquo;IFC appliqu\u00e9e par Fondapi est tr\u00e8s avantageuse : 23 %<\/strong>. En moyenne plus basse que celle appliqu\u00e9e par les entreprises au moment de la liquidation de l&rsquo;IFC.<br>De plus, si l&rsquo;adh\u00e9rent atteint la <strong>retraite<\/strong>, l&rsquo;imposition appliqu\u00e9e sur le total du montant accumul\u00e9 pendant toute la vie professionnelle <strong>est comprise entre 15 % et 9 %<\/strong>. <em>(Apr\u00e8s la quinzi\u00e8me ann\u00e9e d&rsquo;adh\u00e9sion \u00e0 la pr\u00e9voyance compl\u00e9mentaire, elle diminue de 0,3 % chaque ann\u00e9e)<\/em> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57d360d elementor-align-left elementor-widget elementor-widget-button\" data-id=\"57d360d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Comment fonctionne l'IRPEF<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0fda99e e-con-full e-flex e-con e-child\" data-id=\"0fda99e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3be6f0 elementor-widget elementor-widget-heading\" data-id=\"f3be6f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Adh\u00e9sion en ligne \u00e0 Fondapi et avances sur IFC<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4a03d0 elementor-widget elementor-widget-text-editor\" data-id=\"d4a03d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il est possible de demander \u00e0 Fondapi des <strong>avances<\/strong> sur votre <strong>IFC<\/strong> et sur les cotisations \u00e9ventuellement vers\u00e9es pour les cas suivants :<\/p><ul><li style=\"text-align: left;\"><strong>Frais de sant\u00e9<\/strong> \u2013 sans condition d&rsquo;anciennet\u00e9 d&rsquo;adh\u00e9sion \u2013 jusqu&rsquo;\u00e0 <strong>75 %<\/strong> de votre position ;<\/li><li style=\"text-align: left;\"><strong>Achat\/r\u00e9novation r\u00e9sidence principale<\/strong> (pour soi ou ses enfants) \u2013 apr\u00e8s au moins 8 ans d&rsquo;adh\u00e9sion \u2013 jusqu&rsquo;\u00e0 <strong>75 %<\/strong> de votre position ;<\/li><li style=\"text-align: left;\"><strong>D\u00e9penses sans justification<\/strong> \u2013 apr\u00e8s au moins 8 ans d&rsquo;adh\u00e9sion \u2013 jusqu&rsquo;\u00e0 <strong>30 %<\/strong> de votre position.<\/li><\/ul><p><br>Rappelons, encore une fois, qu&rsquo;il est <strong>possible d&rsquo;adh\u00e9rer<\/strong> \u00e0 Fondapi en versant <strong>uniquement l&rsquo;IFC<\/strong> puis, \u00e9ventuellement, d\u00e9cider de verser \u00e9galement une <strong>cotisation volontaire<\/strong> qui donne droit \u00e0 la <strong>contribution de l&#8217;employeur<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba0fb29 e-con-full e-flex e-con e-child\" data-id=\"ba0fb29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-aee4710 e-grid e-con-full e-con e-child\" data-id=\"aee4710\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1df15b1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1df15b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fondapi.it\/fr\/adhesion-des-travailleurs\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Tout sur l'adh\u00e9sion \u00e0 Fondapi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25d0600 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"25d0600\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fondapi.it\/come-funziona\/contributo-azienda\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Estimez la contribution de l'entreprise<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5508ae98 e-con-full e-flex e-con e-child\" data-id=\"5508ae98\" data-element_type=\"container\" data-e-type=\"container\" 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peuvent choisir entre deux options pour la destination de leur future indemnit\u00e9 de fin de carri\u00e8re (IFC) : Verser l&rsquo;IFC au Fonds de pension ; Laisser l&rsquo;IFC dans l&rsquo;entreprise (ou aupr\u00e8s du Fonds de Tr\u00e9sorerie g\u00e9r\u00e9 par l&rsquo;INPS pour les employ\u00e9s des entreprises d&rsquo;au moins 50 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":61091,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60854","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Indemnit\u00e9 de fin de carri\u00e8re au Fonds de pension - Fondapi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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