Member / Non-Member Comparison

Let’s consider an employee who:

• started working in 1998 and immediately enrolled in Fondapi;
• their annual gross income (AGI) is €17,350.00
• salary increase rate of 1.5% per year

and who contributes:

• 100% of their severance pay to Fondapi;
• the contribution at their expense of 1.20% of base pay;
• the employer contribution equal to 1.20%;

The graph shows the amounts that the employee has accrued year by year with Fondapi (calculated on the REAL returns of the 3 investment options) compared to the amounts accrued by the employee who decided to keep their severance pay with the company: