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The Statute and the Information Notice

The Statute

Fondapi’s activity is governed by the Statute. This document, drafted based on a framework adopted by COVIP, defines the identifying elements of the pension fund, the scope of beneficiaries, contributions and benefits, organizational profiles, and relationships with members.

The Information Notice

The Information Notice is an official document that each pension fund produces and which contains all the necessary information to understand the characteristics of the fund itself.

Warning!

Statute

Governance System

Information Notice - Full Version

Information Notice - Individual Sheets

The engagement policy

This engagement policy has been drafted in compliance with Legislative Decree No. 49 of May 10, 2019, implementing Directive (EU) 2017/828 (the so-called Shareholder Rights Directive II).
The main objective of the regulation is to promote within the target entities:

  • greater responsibility regarding strategic, financial, and social, environmental and good governance aspects;
  • collaboration and constant dialogue with investee companies;
  • complete transparency towards the public.

These principles of responsibility and transparency have always characterized FONDAPI’s investment activity and are essential in achieving the medium-long term objectives that constitute the fund’s mission.

Documentation

Fondapi
How it works
Investment
Support
Fondapi Pension Fund – Tax Code 97151420581 – Registered at no. 116 of the Pension Funds Register and subject to the supervision of COVIP
Made by Larin

Avvertenza

Occorre precisare che gli importi indicati nella tabella “quanto potresti ricevere quando andrai in pensione” a pagina 4 della “scheda di presentazione” della nota informativa rappresentano una stima e sono SOLAMENTE indicativi di quanto effettivamente si andrà a percepire.
Nel sistema a capitalizzazione che caratterizza il fondo pensione, gli importi di pensione dipenderanno dai rendimenti maturati e dai costi sostenuti. I rendimenti sono soggetti ad ampie oscillazioni; per questo è necessario valutarli in un’ottica di lungo periodo.

I rendimenti realizzati nel passato NON sono indicativi dei rendimenti futuri: se un comparto ha conseguito risultati molto positivi in un determinato arco temporale, non vi è la certezza che negli anni a venire lo stesso continuerà a risultare ugualmente profittevole (e viceversa).

I costi, tendenzialmente stabili nel tempo, hanno un’incidenza rilevante sull’ammontare della prestazione finale: su un periodo di partecipazione di 35 anni, un minor costo annuo dell’1 per cento si traduce in una prestazione finale più alta del 18-20 per cento.

Warning

Please note that the amounts shown in the table “how much you could receive when you retire” on page 4 of the “presentation sheet” in the information notice are estimates and are ONLY indicative of what you will actually receive.
In the capitalization system that characterizes the pension fund, pension amounts will depend on the returns earned and costs incurred. Returns are subject to wide fluctuations; therefore, they need to be evaluated with a long-term perspective.

Past returns are NOT indicative of future returns: if a fund has achieved very positive results over a certain time period, there is no certainty that it will continue to be equally profitable in the coming years (and vice versa).

Costs, which tend to be stable over time, have a significant impact on the final benefit amount: over a participation period of 35 years, a 1 percent lower annual cost translates into a final benefit that is 18-20 percent higher.

Futuro Me: it's not just a Pension Fund, but an opportunity for your tomorrow.

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Futuro Me: it's not just a Pension Fund, but an opportunity for your tomorrow.

An advantageous promotion tailored for young workers.
Come and discover it